Communication is Key

Employers invest significant sums on benefits such as Workplace Pension, Private Medical Insurance and Group Risk Insurances. It is therefore vital that staff understand and more importantly appreciate the value of these benefits. GRiD (the industry body for the group risk sector) has carried out some new research1 which shows that 42% of employees don’t […]

How to beat the New Year Blues

January and February can be tough months for many of us. There are lots of reasons why you might feel a little ‘blue’ during the first few calendar months. Money worries following overspending after the festive break (and that long wait until pay day!), the cold weather, getting back to reality following the break over […]

How the pandemic has impacted presenteeism in the workplace

There has always been a focus on absence, but presenteeism in the workplace is just as much of an issue. This was the case prior to the pandemic, but this has heightened the issue even further. Presenteeism can be defined as when employees feel they must work, even though they are unwell. In 2019, 80% […]

Cash back for essential healthcare

Now, more than ever, we need to be putting focus on our health. I think we can all agree that we are very lucky to have the NHS who we can rely on for free healthcare when we need it. However, there are certain healthcare elements which we don’t have free access to, dental treatment […]

Are your staff taking advantage of added value benefits?

When we talk about employee benefits, many of the insurance policies employers put in place for their staff ultimately provide financial protection or cover for health related conditions. However, the modern employee benefit scheme includes lots of valuable additional benefits and resources at no additional cost, which employees can use at any time and without […]

Post COVID – The new working world

Unquestionably, COVID-19 has been a game changer in many aspects, including the way we work. Offices, shops, factories, restaurants, hairdressers (the list goes on) have been forced to close and those of us lucky enough to be able to work from home have had to adapt very quickly to a new way of working. Businesses […]

Mind on my money

One in four people with a mental health problem are also in debt. This is backed up by research undertaken by the charity ‘Money and Mental Health Policy Institute’, which showed that people with mental health issues are 3.5 times more likely to be in problem debt, than those without mental health problems. This research also […]

How to combat a sedentary lifestyle in lockdown

Lockdown is challenging in so many ways but it really has made me realise how important it is to keep active. We sit when we work, we sit when we drive a car, we sit when we get on public transport, we sit when we watch tv, the list goes on. I listened to a […]

Group Life Assurance – Registered vs Excepted

Group Life Assurance benefits will pay a lump sum benefit upon death of an insured employee. However, what many people overlook is that traditionally Group Life schemes are written under registered pension scheme legislation and as such, there are instances where an individual can invalidate their pension protection by joining such a scheme. The Lifetime […]