Understanding the 60% Tax Trap: What it is and How to Mitigate it
If you earn between £100,000 and £125,140 a year, you might be caught in what’s known as the 60% tax trap. This is a quirk in the UK tax system that can significantly reduce the value of your earnings. Here’s how it works and, most importantly, what you can do to mitigate it. What is […]
Beware of Pension Scams: How to Protect Your Retirement Savings
In recent years, pension scams have been on the rise, and they’re becoming alarmingly sophisticated. With more people planning for retirement and seeking ways to grow or access their pension funds, scammers are taking advantage of this vulnerability. The rise in scams can lead to devastating financial losses, robbing you of the retirement security you’ve […]
Removing the need to report benefits on P11D forms: What Employers Need to Know for April 2026
As an employer, staying ahead of regulatory changes is essential for maintaining compliance and ensuring smooth operations. One such significant change on the horizon is the removal of the need to report benefits on P11D forms, set to take effect from April 2026. This shift marks a major overhaul in how benefits and expenses are […]
Meeting the Needs of your Workforce
New research undertaken by ‘My Pension Expert’ which surveyed 2,000 UK adults, indicates that 73% of respondents believe the minimum workplace contribution for employers should be raised. However, more than half of workers, 52%, admit to not doing any more pension planning beyond enrolling. The results from the research are very clear in the employers […]
Addressing Musculoskeletal Issues in Today’s Workplace
Musculoskeletal issues (MSK) have become a prevalent concern in the modern workplace, affecting employees across various industries. These issues encompass a range of conditions impacting the muscles, bones, joints, ligaments, and tendons. The evolving nature of work, with a growing emphasis on sedentary roles and technology-related tasks, has led to an increased incidence of MSK […]
The Evolution of the Digital GP
In the UK, accessing a General Practitioner (GP) has long been a challenging and time-consuming process. The National Health Service (NHS) has been a cornerstone of British healthcare for decades, but its struggle to meet the growing demand for primary care services has led to a crisis in GP accessibility. Long waiting times, difficulty securing […]
Why every employer needs an Employee Benefits Adviser
In today’s competitive job market, attracting and retaining top talent has become a strategic imperative for businesses. One of the key factors that prospective employees consider when evaluating job opportunities is the benefits package offered by the company. Providing a comprehensive and attractive benefits package not only helps attract skilled professionals but also encourages employee […]
Employee Wellbeing – Don’t be in the 20%
Recent research1 carried out by Group Risk Development (GRiD) who are the industry body for the group risk sector suggests that 80% of employers have increased their health and wellbeing support or employee benefits to adapt to the changing circumstances of their staff. Since Covid, the importance of Wellbeing for employees has rapidly moved its […]
Keeping up with the Joneses
The Oxford Dictionary definition of ‘Keeping up with the Joneses’ is ‘try to emulate or not be outdone by one’s neighbours’. When relating this famous phrase to the recruitment and retention of talent within the workplace arena, this often used saying could not be more accurate. As an employer, what are the things that differentiate […]
Pension Scams
The pension landscape changed for the better back in 2015 as the government allowed consumers to have more flexibility and a wide range of options as to how they can access defined contribution pension at retirement. Whilst this news was long overdue and welcomed by most, there are a number of people in society who […]
