Don’t let the Default be the Default
Most members of a Workplace Pension will rely on other people, normally their employer and possibly trustees to make important decisions around their workplace pension and specifically around the fund where their contributions are invested, namely the Default Fund. Despite the best efforts of an employer to promote the benefits to a member to review […]
A Healthy outside starts from the inside
The feedback we are currently receiving from employers we work with is that Health & Wellbeing is the biggest challenge being faced. The topic has always been on the agendas of employees however Covid has undoubtably moved this topic up the priority list with many employers voluntarily taking a more paternal view in trying their […]
How employers can strengthen relationships with employees in a post-Coronavirus world
Our friends at MetLife have recently conducted some research amongst employers and employees to understand any gaps in expectations between the two in a post Covid 19 world. The research conducted has flagged some very interesting issues that employers need to consider in a post Covid world, the first being around the relationship between employers […]
HR Associates: What should we be doing about employee burnout?
Let us not beat around the bush, lockdown has been tough on everyone and although there could be light at the end of the tunnel the long term impact on everyone’s health and wellbeing will only become apparent in the coming months and years. Whilst there are many, many negatives to lockdown, far too many […]
Let’s talk
One of the (many) things I love about my job is the variety of opinions that I canvass when speaking with existing and potential new employers. It is clear from conversations that I have with employers from different industries, locations, and who have varying employee demographics that there is no ‘one size fits all’ approach […]
Light at the end of the tunnel … but…
The last week in February was a week in which the Prime Minister presented to the nation the government’s roadmap out of lockdown. There are still hurdles to jump over, things to navigate through and surely more bumps in the road along the way as we head towards the 21st June but this roadmap really […]
Failing to plan is planning to fail
I thought long and hard about the title for this blog but kept coming back to the same title…mainly because its true. When we talk about planning, a plan does not have to necessarily be cast in stone or put down in writing, the plan may be quite a transient one that allows for things […]
Salary exchange: too good to be true?
Salary Exchange (also known as Salary Sacrifice) has been around for many years and is the term used to describe an agreement where an employee give up some of their salary in return for a non-cash benefit. Generally, Salary Exchange has always been a great win for an employee as it has allowed them to […]
Is it good advice to seek guidance?
The government are currently making a massive push to ensure that individuals age 50 or over understand the options available to them with Defined Contribution (DC) pensions which may either be a personal one, workplace one or both. To do this the government are promoting the services of Pension Wise which is a free and […]
Increasing transparency in pensions’ information
You know you have a problem when the Minister for Pensions and Financial Inclusion, Guy Opperman says: ‘For too long pensions have been shrouded in complexity and technical jargon, limiting people’s understanding of their savings and hampering their retirement planning.’ To be fair, I completely agree with him and make him absolutely correct! Historically pension […]
