Business Protection Bulletin – April 2012

30 Mar 2012

Which of the following would damage your company the most?

  • One of your company vehicles is stolen/damaged
  • Someone steals your computers
  • Your photocopier breaks down
  • One of the directors becomes critically ill
  • The courier lets you down in delivering an important package
  • A window at the company premises is broken by vandals
  • Your top income producing member of staff dies

All businesses generally have or take out insurance to protect them against a damaged vehicle, theft, broken equipment, vandalism of even a courier delivering an important document/package late.

Not all businesses insure its key personnel or directors against death or critical illness which is a surprise as the cost of such cover does not need to be expensive and polices are very easy and simple to set up.

What can Wingate do to help?

Wingate can spend time with you to help assess who your key personnel are and provide you with a tailored report which will summarise the cost to insure these valuable members of staff. This review can be carried out completely free of charge so the only thing it will cost you is your time.

Our Service

Wingate will discuss your business circumstances with you to ensure we identify your specific business needs.

Based on this research we will provide you with a report confirming the options available and our recommendations.

We will implement any policies you wish to put into place, including managing the medical underwriting process with the insurers on your behalf.

Wingate Benefits Solutions is here to assist you with all aspects of business protection and employee benefits. Should you wish to discuss this or any other such matter please contact your Wingate Benefit Solutions adviser on 0844 406 0027


Tax and legislation are liable to change. This information is based on Wingate Benefits Solutions’ current understanding of UK law and HM Revenue & Customs practice and legislation. No guarantees are given regarding the effectiveness of any arrangements entered into on the basis of the information contained herewith. It is recommended that professional advice is sought prior to entering into any financial arrangement.

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Exclusively focused on UK organisations with employee headcounts of up to 1000, the data and conclusions shared in this report are directly relevant to companies of this size and profile.