Finance Bill confirms minimum pension age rise

The recently published Finance Bill confirmed an increase in the minimum pension age to 57 from April 2028. However there could be changes between the Finance Bill becoming the Finance Act. Individuals do not have the ability to protect a retirement age of 55. However schemes that had the right to take benefits at 55 in their […]

A Healthy outside starts from the inside

The feedback we are currently receiving from employers  we work with is that Health & Wellbeing is the biggest challenge being faced. The topic has always been on the agendas of employees however Covid has undoubtably moved this topic up the priority list with many employers voluntarily taking a more paternal view in trying their […]

What happens to your pension during your maternity leave

If you’re planning to take time out of work to have a baby, chances are your pension isn’t high on your list of immediate priorities. Ensuring your finances are in order is as essential as preparing for being a new parent and the sleepless nights. In addition to your maternity pay, it’s important to think […]

How the pandemic has impacted presenteeism in the workplace

There has always been a focus on absence, but presenteeism in the workplace is just as much of an issue. This was the case prior to the pandemic, but this has heightened the issue even further. Presenteeism can be defined as when employees feel they must work, even though they are unwell. In 2019, 80% […]

Cash back for essential healthcare

Now, more than ever, we need to be putting focus on our health. I think we can all agree that we are very lucky to have the NHS who we can rely on for free healthcare when we need it. However, there are certain healthcare elements which we don’t have free access to, dental treatment […]

Why employers should make benefits relevant to maximise staff engagement

The world of employee benefits never stands still. The pandemic hastened developments, and there has never been more choice. The dilemma is which ones should employers offer their staff? The most important thing is to make them relevant, targeted and personalised to your own particular workforce. As one leading HR Director says: ‘Personalised offerings provide […]

The impact of pension annual allowance changes on high earners

You may have forgotten but significant changes were made to pension tax relief for high earners on the 6th April 2016 and further changes have been made in subsequent Budgets. The original legislation meant that individuals with threshold income of more than £110,000 and total earnings in excess of £210,000 could only contribute £10,000 per […]

HR Associates: What should we be doing about employee burnout?

Let us not beat around the bush, lockdown has been tough on everyone and although there could be light at the end of the tunnel the long term impact on everyone’s health and wellbeing will only become apparent in the coming months and years. Whilst there are many, many negatives to lockdown, far too many […]

Let’s talk

One of the (many) things I love about my job is the variety of opinions that I canvass when speaking with existing and potential new employers. It is clear from conversations that I have with employers from different industries, locations, and who have varying employee demographics that there is no ‘one size fits all’ approach […]