Cost of living crisis – how can employers help?

The cost of living crisis is having an impact on all of us and with energy prices soaring and winter looming, lots of people are genuinely worried about how they are going to afford to heat their homes and put food on the table. I have seen lots of articles recently with examples of how […]

Menopause Workplace Support

I have had a number of conversations with clients recently on the subject of menopause support. Unfortunately Private Medical Insurance (PMI) policies do not provide cover for menopause as this is categorised as the bodies’ natural aging process. However, one of the top PMI providers now offer a standalone a Menopause plan which can be […]

Keeping up with the Joneses

The Oxford Dictionary definition of ‘Keeping up with the Joneses’ is ‘try to emulate or not be outdone by one’s neighbours’. When relating this famous phrase to the recruitment and retention of talent within the workplace arena, this often used saying could not be more accurate. As an employer, what are the things that differentiate […]

Pension Scams

The pension landscape changed for the better back in 2015 as the government allowed consumers to have more flexibility and a wide range of options as to how they can access defined contribution pension at retirement. Whilst this news was long overdue and welcomed by most, there are a number of people in society who […]

The Inspectors are Coming!

Since the beginning of Workplace Pension Reforms and Automatic Enrolment back in 2012, the Pensions Regulator (TPR) has had the ability to carry out inspections on employers to ensure that they are complying with their duties. Before Covid, inspections by TPR tended to focus on employers that were failing to make correct pension contributions for […]

How do you solve a problem like the Pension Dashboards?

2012 was a massive year for the Workplace Pension landscape as this was the year that Automatic Enrolment commenced meaning employers would not only have to establish a suitable pension for their workforce but also pay into it alongside their employees. The employers with the biggest headcounts had to comply first and then over time, […]

Finance Bill confirms minimum pension age rise

The recently published Finance Bill confirmed an increase in the minimum pension age to 57 from April 2028. However there could be changes between the Finance Bill becoming the Finance Act. Individuals do not have the ability to protect a retirement age of 55. However schemes that had the right to take benefits at 55 in their […]

A Healthy outside starts from the inside

The feedback we are currently receiving from employers  we work with is that Health & Wellbeing is the biggest challenge being faced. The topic has always been on the agendas of employees however Covid has undoubtably moved this topic up the priority list with many employers voluntarily taking a more paternal view in trying their […]

What happens to your pension during your maternity leave

If you’re planning to take time out of work to have a baby, chances are your pension isn’t high on your list of immediate priorities. Ensuring your finances are in order is as essential as preparing for being a new parent and the sleepless nights. In addition to your maternity pay, it’s important to think […]

How the pandemic has impacted presenteeism in the workplace

There has always been a focus on absence, but presenteeism in the workplace is just as much of an issue. This was the case prior to the pandemic, but this has heightened the issue even further. Presenteeism can be defined as when employees feel they must work, even though they are unwell. In 2019, 80% […]