Is 2019 the year to focus on staff retention and recruitment?
They say any business is only as good as the people it employs – and whilst most employees seek job security in difficult economic times, an improvement in these conditions can lead to those same people looking for something bigger, better, or different. Recruitment used to focus on salary, but as the makeup of the […]
What’s that coming over the hill…
In February 2018 I wrote a blog ‘Pension Dashboard – Mind the Elephant in the Room’ when it seemed at the time like the dashboard would be only a heart beat away. To recap, the purpose of the dashboard was to allow the consumer to see the value of all pensions related to them in […]
Mental Health in the Workplace
Mental Health Misconceptions There has clearly been a focus on improving general awareness of mental health over the last few years. This has of course been a very positive step and whilst we have not completely eradicated the ‘stigma’, more and more people are talking about mental health these days. Paying specific attention to awareness […]
New employers & Auto Enrolment
When becoming an employer for the first time there are lots of things to consider; do you need to register as an employer with HMRC , setting up payroll, getting liability insurance and arranging contracts of employment. The last thing on your mind I expect is complying with Auto Enrolment legal duties. So what is […]
How will Brexit affect my Pension?
It feels like Brexit has been going on far longer than the two and a half years since the original vote, but is something that we, as pension advisers, are talking about more than ever. Why? Because when we meet with individuals, many of them – both UK and EU Nationals – ask us the […]
KISS
Keep It Simple Stupid Let’s be honest, pensions are not the most exciting subject in the world but we probably all acknowledge that they are very important. I have been to many a party, night out etc and have been chatting to people about everything and nothing when the old, ‘What do you do for […]
How does an employee’s personal finances affect your business?
As we’ve frequently referenced in previous insights, an employee’s mental health can have a significant influence on their performance and behaviour at work and one of the biggest issues affecting an individual’s emotional wellbeing is their financial situation. There is often a link between someone struggling with money and poor mental wellbeing and if an […]
The Pension Inspectors are coming!!
In a recent update published by The Pensions Regulator (TPR), they confirm that between April and June 2018 27,219 compliance notices were issued against employers for breaching automatic enrolment rules. Let that sink in for a moment…27,219 compliance notices in a 3-month period! A compliance notice is issued by TPR to set out the steps […]
Employers, have you got your finger on the pulse?
Throughout my time in the Employee Benefits industry, I have been asked to carry out countless reviews on the structure of some Group Risk policies (typically Group Life Assurance and Group Income Protection) with a view to providing feedback on potential issues or risks that may exist for the Employer. On the whole, I can […]
The Gender PENSION Gap
As part of new UK regulation, thousands of employers (employing over 250 employees) as of 4th April 2018 are now required to publish their gender pay gap figures for the first time and the information published so far, has shown that there is still a gender pay gap for women in companies. This gender pay […]
