Unlimited access to our employee benefit help desk.
Goal Based Retirement planning reports
These reports are designed to provide a summary of an employees overall retirement provision and includes all the pension benefits and investment entitlements that you have accrued to date, not just your current employers scheme. The report will illustrate in annual income terms what your current pension benefits are projected to provide at the time you wish to retire and how this compares to the level of income you are targeting for your retirement. If there is a shortfall, the report will provide details on how this can be addressed.
We provide you with the information and guidance so that you are in a position to make an informed choice as to what you do with your pension savings at retirement.
We recommend and monitor three risk rated investment funds which are categorised as ‘cautious’, ‘moderate’ and ‘adventurous’. These funds automatically reduce their risk as employees approach their selected retirement date. We assess an employees attitude towards investment risk and then map them to the most suitable investment fund.
New Employee Information and Advice
We provide information on the key features of the pension scheme, contribution options and if applicable, salary exchange.