Questionnaire

Retirement Income Review Questionnaire

Introduction

Welcome to your Retirement Income Review Questionnaire

Key to the success of your company pension and your retirement planning in general is understanding the potential retirement benefits your pension(s) could provide. Once you have a realistic projection of these benefits you will be in a position to decide what action (if any) you will need to take regarding future contributions to give you more chance of reaching your retirement income goals.

The more information you provide on this questionnaire the more realistic and useful your retirement income report will be. If you don't have a specific retirement income 'goal' then as a starting point please consider the minimum amount of income in today's terms you think you'll need in retirement and use that.

Before proceeding you must read and agree to our Client Service Agreement for Pension Scheme Members.

Firm Profile and Regulatory Status Wingate Benefit Solutions was established in 1999 and is a client focused employee benefit consultancy. We are ISO9001 and Investors in People ‘Gold’ accredited.

We work in partnership with organisations and their employees to provide employee benefit advice and scheme management services across a comprehensive range of employee benefit schemes, including company pension arrangements.

Regulatory Status Wingate Benefit Solutions is a trading name for WFS Consulting Ltd which is registered in England No. 3872950. The registered office is Quadrant House, 61/65 Croydon Road, Caterham, Surrey CR3 6PB.

Wingate Benefit Solutions and WFS Consulting Ltd are authorised and regulated by The Financial Conduct Authority (FCA), 25 The North Colonnade, Canary Wharf, London E14 5HS. Our FCA registration number is 191531.

We are able to act on your behalf in advising you on investments and pensions. Our permitted business includes advising on and arranging pensions. You can check this on the FCA’s register by visiting the FCA website do or by contacting the FCA on 0845 606 1234.

We provide a restricted advice service. Restricted advice means we will only consider investments from a limited range of products and/or providers. Different firms are restricted in different ways and the nature of our restriction is that we will only consider your employers pension scheme and our advice is therefore restricted to a limited range of products (pension plans) and providers (your current employer pension scheme provider).

We will advise and make a recommendation for you after we have assessed your needs.

Introduction

An essential part of our advice process in relation to your company pension is an assessment of your attitude to investment and other risks. This enables us to recommend a suitable investment strategy or consider the suitability of any existing investment fund selection.

There are 13 questions which are designed to assess your thoughts when making financial investment decisions. There are no right or wrong answers and please answer every question, even if you feel it doesn’t really apply to you.

Important Notes

We would refer you to our privacy statement which explains how we use any personal information we collect about you.

The information you provide on this questionnaire will be stored securely on our company server for a minimum period of 90 days. A copy of your submission will be exported by us through our website for processing and stored on our secure internal systems.

You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.

Before proceeding you must read and agree both our Client Service Agreement for Pension Scheme Members and Investment Risk Profiling Service Agreement.

Client Service Agreement for Pension Scheme Members Agreement

Retirement Income Review Service Agreement

BY PROCEEDING WITH THIS RETIREMENT INCOME REVIEW SERVICE, YOU CONFIRM THAT YOU HAVE READ AND AGREE TO WINGATE'S CLIENT SERVICE AGREEMENT & RETIREMENT INCOME REVIEW SERVICE AGREEMENT. YOU ACCEPT THAT THIS RETIREMENT INCOME REVIEW SERVICE WILL BE PROVIDED BASED ON WINGATE'S CLIENT & SERVICE AGREEMENT.

2. Please enter your full name

3. Please enter your date of birth

4. Please enter the name of your employer

5. Please enter your home address including postcode

6. Please confirm your email address - We will use this email address to send our Retirement Income Report to you. Due to the personal information contained within this report, we recommend you provide us with a personal email address not your work address. We will not be held liable for this information being accessed by anyone other than yourself as the intended recipient.

7. Please confirm your current Gross Basic Annual Salary

8. At what age would you like to start taking your retirement benefits?

9. What is your retirement income goal?

10. Would you expect your income requirements to increase, remain the same or reduce through retirement?

A. Increase

B. Remain the same

C. Decrease

11. State Pension Estimate

We strongly recommend that if you do not already have one, you obtain a state pension forecast. This will provide you with an estimate of when and how much you may receive from the government. This can be obtained from The Department of Work and Pensions (DWP) website via the following link: www.gov.uk/state-pension-statement.

A. At what age will you receive your State Pension? This will be confirmed on your State Pension forecast. You can also find this out here: https://www.gov.uk/calculate-state-pension/y/age

B. How much will you receive each week? This will be confirmed on your State Pension forecast. You can obtain a forecast via the government’s website at www.gov.uk/check-state-pension If you want us to use the current Basic State Pension of £179.58 per week (21/22) understanding that you may not receive this amount please input this figure below.

12. Other Pension's

A. Who is your existing pension provider? Please insert name of the pension provider e.g. Standard Life, Aviva etc If it's a Final Salary (aka Defined Benefit) scheme benefit please insert the employer's name.

B. What is the value of your existing pension? This can be found on your latest statement or by calling your existing pension provider. If it is a Final Salary (aka Defined Benefit) arrangement please provide the Annual Income. This will be shown on your deferred benefit statement. If you want to email us a copy of any statement please do so to info@wingatebs.com quoting your full name and the name of your employer. If you want us to use an estimate of the value please provide that figure instead.

C. What is the date of this valuation? Please use the following format dd/mm/yyyy

13. Other Pension's

C. What is the date of this valuation? Please use the following format dd/mm/yyyy

Additional Information Please provide us with details of any other pensions you have or further information about you and your retirement goal(s) that may help us when producing your estimated retirement income report